activate.syw.accountonline.com – How to Activate Shop Your Way Card

by admin January 14, 2026
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Activate-Shop-Your-Way-Card

The Shop Your Way card is issued from Citibank, and it was made for regular shoppers at Kmart and Sears stores. Once you become a cardholder, you will get more rewards on everyday shopping and it includes gas as well.

Today, in this article we are going to discuss how to activate Shop Your Way card, Shop Your Way card login, application, and bill payment. Read on to know more. 

About Shop Your Way Card

This is a co-branded card, made for the regular shoppers at Kmart and Sears and the ones who like to get rewards on their everyday shopping. You will get points and rewards on your purchases the entire year; this includes gas, grocery, and other online purchases at Kmart, and Sears Home.

The credit card will give you an exclusive cashback of up to 5% back on the shopping of categories like restaurants, grocery stores, and many more. To take advantage of this credit card, you have to apply for it, and you must have an average to better credit score for this.  

Shop Your Way Card Benefits:

  • No Annual Fee– This is a MasterCard and it has no annual fee.  
  • Get a Sign-up Bonus– you will get a sign-up bonus of $150 when you spend $1500 within the first 3 months of opening the card.  
  • Exclusive Cardholder Offers– Cardholders will get exclusive offers like 5% off on electronic purchases, and interest-free shopping for 12 months.  
  • No Penalty APR– this card will not charge a penalty on the interest. If you miss one payment due to any emergency, you may not have to pay a charge.  

Features of Shop Your Way Card

  • Get 5% points on gas purchases 
  • Earn 3% points when you spend each dollar on grocery and restaurants 
  • Get 2% points on the eligible shopping at Kmart and Sears 
  • Avail 1% points on the spending of each dollar on other purchases. 

Shop Your Way Card Rates

  • Regular purchase APR is 27.49%  
  • Balance transfer APR is 27.49%  
  • Balance transfer transaction fee is $10  
  • Cash advance APR is 29.40%  
  • Foreign transaction fee is 3%  
  • Late payment penalty fee is up to $40 

How to Activate Shop Your Way Card 

To activate Shop Your Way Card you need to visit the webpage activate.syw.accountonline.com. Once you are there after adding the required details your card will be activated. Check out the following steps:  

  • Next, at the center left side of the page add the card number 
  • Now, click on Continue option to verify further.  
  • If you do not have the card with you, click on “I don’t have my card on hand” option.  
  • Enter your name as It appears on your card, primary cardholder’s SSN, phone, send verification code as: text message or phone call, agree to the terms and click on “Send code” to receive the code and follow the page instructions to complete Shop Your Way Card activation. 

Activate-Shop-Your-Way-Card

 

Shop Your Way Card Login Guide

To get the card benefits you need to access Shop Your Way Card login. You can sign in using the webpage syw.accountonline.com. Check the following steps. 

  • Next at the center right side of the page, there is the login section.  
  • Add the user ID, password.  
  • Now click on Sign on option to get successfully logged in.  

Reset Shop Your Way Card Login Details

If you have forgotten the Shop Your Way Card login details. We will help you with the login reset process. Check out the login recovery steps below:  

  • Next, under the login blanks click on “Retrieve user ID” option if you need to reset the user ID.  
  • Select if you have the card add the card number, name as it appears on the card, security code, and last 4 digits of cardholder’s SSN. If you do not have the card enter your name as it appears on the card, last 4 digits of cardholder’s SSN, your phone number and click on Verify to complete the process.  
  • For password recovery click on “Reset password”. 
  • Next, choose your cardholder status and provide the required details. Click on “Verify” to complete the reset process.  

 

Register for Shop Your Way Card Account

To get logged into the online account of Shop Your Way Card, you need to register with the account first. Please refer to the below steps:  

  • Secondly, under the login spaces click on “Register your card” to access the registration section.  
  • Enter the card number click on “Continue” to verify further 
  • If you do not have the card, click on “I don’t have my card on hand” option and provide your name, SSN, phone number, choose where would you want to verification code, and agree to the terms. Now click on “Send code” to get the registration code.  
  • Then follow the page instructions to complete the Shop your way card registration process.  

 

Apply for Shop Your Way Card

  • Next at the center left side of the page click on “Apply Now” option to get started.  
  • Enter your first name, middle initial (optional), last name, email address, phone number and click on “Continue” to verify further and complete the Shop Your Way card application 

 

Shop Your Way Card Bill Payment:  

You can make the payment through online, via phone or using the mail address. You will have to use the URL syw.accountonline.com. To make the payments you need to keep your account number, and the payment amount. Check out the Shop Your Way Card bill payment options below. 

Shop Your Way Card Online Bill Payment

  • Next, you will have to login with the online account.  
  • After you have logged into Shop Your Way Card online account you can make the online payment for the credit card.  

Shop Your Way Card Bill Pay Through Phone

  • You must have the payment information, your account number and pay the bill through your phone.  
  • You can pay through credit or debit card 

Shop Your Way Card Bill Pay Through Mail Address

  • You can also pay the bill through mail address. Send check or money order.  
  • Post the payment to: Shop Your Way Credit Card Payments. P.O. Box 78024. Phoenix, AZ 85062-8024.  
  • PO Box 70610. Philadelphia, PA 19176-0610 
  • Send the overnight payment to: Shop Your Way Credit Card. Overnight Delivery/Express Payments. Attn: Consumer Payment Dept. 6716 Grade Lane. Building 9, Suite 910 Louisville, KY 40213. 

 

Shop Your Way Card HelpDesk

If you are unable to login with the online account of Shop Your Way Card, you can connect with the helpdesk team. Once you get in touch they will help you get access to the online account.  

Let’s look at the contact details below:  

  • Contact Number: 1-800-991-8708 
  • Contact Number: 1-800-917-7700. 

FAQs about Shop Your Way Card

Q1. Can I Shop Anywhere With the Shop Your Way Card?

Ans. You can shop anywhere you want, this means your shopping spree will not be restricted within Sears or Kmart stores. You can buy things and make payment everywhere MasterCard is accepted.

 Q2. What Credit Score Do I Need For Shop Your Way Card?

Ans. 700 It has to be at least 700. Having a good credit will help you get the card.

Q3. How Many Points From Shop Your Way Card Purchases Will Equal A Dollar?

Ans. You will get $1 when you earn 1000 points.

Q4. Will My Shop Your Way Card Reward Points Expire?

Ans. Yes they will, unless they have a shorter expiration time. Otherwise, the points will expire one year from the anniversary date.

Q5. How to Cancel My Shop Your Way Card Membership?

Ans. You can call on (847) 766-0361 or send an email to sywsolutions@syw.com.

Conclusion:

We hope we have provided the important information about Shop Your Way Card in this article. From the details you may get more help. But if you still face login issues, you can get in touch with the customer service.  

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